Instant Policy Renewals
Zero Gaps. Zero Paperwork.
Keep your family, health, and vehicles continuously protected. Fetch your renewal, customize your riders, and pay instantly to lock in your No-Claim benefits.
What Happens If I Miss The Due Date?
Understand your grace period window and protect against policy lapse to avoid physical inspections and bonus discounts losses.
Active Coverage
Normal StatusPrior to your due date, all covers are fully active. Payments are processed in 1-click. Keep your covers active to earn progressive No-Claim Bonus rewards.
Grace Period (30 Days)
WarningPolicySetu grants a 30-day premium buffer past the due date (applicable for Life & Health covers). Your medical cover remains valid during this period.
Lapsed Policy
LapsedPast 30 days, your coverage ceases completely. To reactivate a lapsed cover, customers must undergo mandatory health checks or vehicle physical inspections.
Benefits Of On-Time Renewals
Policy renewals keep you financially secure. Lock in these key benefits by paying on or before your due date.
No-Claim Bonus Protection
Preserve up to 50% discount on own damage premiums for car and bike policies. Late renewals past 90 days will reset your bonus to zero!
Continuous Health Waiting Lock
Health plans have waiting periods for pre-existing diseases. Timely renewals protect your progress so pre-existing diseases stay permanently covered.
Consistent Sec 80C/80D Savings
Deduct up to ₹25,000 for health premiums and ₹1.5L for life premiums from your taxable income every fiscal year by renewing on schedule.
Renewals Help & FAQ
Quick answers to help guide your next online policy renewals.